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Whether you’re starting a new business or already in an established business, you need to know the basics of workers’ compensation insurance. Almost every business that has employees other than the owner is required by state law to carry workers’ comp. But you need to be careful in choosing a policy. The fact is many insurance companies can get remarkably tricky when it comes to writing policies - in their bag of tricks are such ploys as classifying the type of work your employees do incorrectly, miscalculating so-called modification factors, and making a variety of other types of mistakes which, oddly enough, result in insurance costs to you that are higher than they need to be.

This article is made available for educational purposes only, to give you general information and a general understanding of the law, not to provide specific legal advice. This should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. An hurt employee covered by workers’ compensation is entitled to medical treatment at the employer’s expense. If the employee misses any work due ... Read More

This article is made available for educational purposes only, to give you general information and a general understanding of the law, not to provide specific legal advice. This should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. You know you’re hurt, but is your injury covered by Workers’ Compensation? Georgia’s workers’ compensation laws require that for comp... Read More

This article is made available for educational purposes only, to give you general information and a general understanding of the law, not to provide specific legal advice. This should not be used as a substitute for competent legal advice from a licensed professional attorney in your say. Medical Treatment under Georgia Workers’ Compensation The Good News: Unlike most situations with cash benefits, your medical benefits are basically never-... Read More

This article is made available for educational purposes only, to give you general information and a general understanding of the law, not to provide specific legal advice. This should not be used as a alternative for competent legal advice from a licensed professional attorney in your say. What is Workers’ Compensation? In Georgia, Workers’ Compensation operates as a “no fault” system for compensating hurt workers for time... Read More